Goldco Review 2026

Overview

Founded in 2006 by Trevor Gerszt and based in the Los Angeles area of California, Goldco has grown into one of the most recognized names in the gold IRA industry, reporting more than $3 billion in precious-metals transactions. It offers gold and silver for both direct purchase and self-directed IRAs, and is especially known for guiding clients through rollovers from 401(k), 403(b), TSP, and existing IRA accounts.

Goldco's marketing reach is large — it has carried endorsements from figures such as Sean Hannity and Chuck Norris — but its substance is in execution: reviewers consistently praise patient specialists and a smooth rollover process. The company historically set a $25,000 minimum, though recent materials indicate it has relaxed or removed that threshold, so confirm the current requirement on a call.

Fees & minimums

Goldco uses a flat annual fee rather than a percentage of assets, which benefits larger accounts. Commonly cited figures include a one-time setup fee around $50, an annual maintenance fee in the $80 to $125 range, and storage of roughly $100 (non-segregated) to $150 (segregated). Goldco does not publish a full fee schedule online, so request specifics before signing. The firm also runs promotions such as bonus silver on qualifying purchases.

Service, education & reputation

Storage is handled through established, IRS-approved depositories such as Delaware Depository and Brink's, with insured vaulting. On reputation, Goldco holds an A+ BBB rating with thousands of reviews, an AAA BCA rating, and roughly 4.8 out of 5 across Trustpilot, Google, and ConsumerAffairs. Its buyback program gives investors a straightforward exit when they want to liquidate.

The main criticisms are familiar for the category: fee details are not posted online and require a call, and support runs on weekday business hours. The celebrity-heavy marketing is not to everyone's taste. But the underlying service quality and longevity are well documented across independent reviews.